Authored by Jason DiLorenzo, Director of Medical Growth at Juno

In the fall of 2026, medical school loans will be capped at $50,000 per year, leaving a large gap to cover the full cost of tuition and related costs. For many, it will be necessary to evaluate private lending earlier, and more intentionally. Juno negotiates private loans with the best available rates and terms through a group-bargaining program. Best of all, they do all the work.

Our goal is straightforward: To help AMWA premedical students make informed decisions about paying for medical school.

Juno is excited to join AMWA in a partnership designed to empower future women physicians to obtain an affordable financing option to support their medical education. We do not want access to financing to become a defining barrier for aspiring doctors.

Our collaboration is grounded in a shared commitment: Ensuring that premedical students can pursue a degree in medicine without being prohibited by the cost of getting there. After all, the cost is likely to influence the choice of medical school, and you’ll want to be able to compare options confidently, and without pressure or obligation. We’ll keep sharing updates and resources as the market evolves.

How Can Medical School Be Affordable?
Watch the Recording

About Juno

Juno is a collective bargaining platform built specifically for students. Rather than students shopping alone, we organize a large group of borrowers-in-waiting and use that aggregated demand to negotiate better private loan offers with lenders. The larger the group, the more leverage we have, and the more we can push on things like rate, fees, and borrower-friendly terms.

We are not a lender. We’re a student advocate and negotiating partner.

How our advocacy model works

  • Organize demand: Premedical students join our interest group (it’s free, takes about 60 seconds).
  • Run a competitive bid: Lenders compete to win the group.
  • Share the results transparently: Next spring, we will start sharing deal terms so students can compare clearly.
  • No pressure, ever: Joining doesn’t mean you have to borrow. There’s never a commitment.
  • Rate match guarantee: If you qualify for a better rate elsewhere, we’ll match it.

Ways to engage right now

Here are five concrete next steps… choose what’s most useful for you:

  1. Listen to the recent webinar
    If you missed the live presentation, listen anytime for guidance on how to navigate financing for medical school. Specific guidance on managing your credit profile is discussed.
  2. Join our interest list
    Joining is free, takes about a minute, and there’s never a commitment… it simply strengthens the negotiating group for future deals.
  3. Get access to our Medical School Budget & Loan Planning Tool
    If the idea of working through a spreadsheet is intimidating, a member of the Juno team is available to walk you through it.
  4. Schedule a 1:1 conversation anytime
    We’ll talk you through your personal plan, how to compare options, and consider whether you need financing now or are just planning ahead.

Take the First Step
We invite AMWA premedical students to join the Juno interest list. The earlier you join, the more influence you can have on the loan deals that will help shape your future.

Join Juno for free

Jason DiLorenzo, Director of Medical Growth at Juno, has presented at hundreds of schools and hospitals, and his teams have supported physicians on $5B+ in federal student debt. He brings a clear, student-first lens to an increasingly complex and evolving financing and repayment landscape.

AMWA welcomes Juno as an AMWA Leadership Sponsor and appreciates their commitment to helping the next generation of doctors focus on medicine, not debt. If you would like to coordinate a presentation or Lunch n’Learn session for your branch or region, contact Jason at Juno. [email protected]